Protect yourself and your home
Know your flood hazard
Insure your property
Protect yourself and your family
Protect your property
A building permit is issued by the City of Beaufort Building Codes Office to build a structure or otherwise develop on a property located within a 100-year floodplain. The National Flood Insurance Program requires that if your structure is damaged or improved to an amount of 50% or more of the structure’s market value, it must meet the construction requirements for a new building, and comply with the flood ordinance. Structures in A Zones must be elevated to the most restrictive of 13 feet mean sea level, or the base flood elevation (BFE) plus one foot. The enclosed space below the BFE may be used for building access, storage, or parking. Structures in V Zones must have their lowest horizontal structural member at or above the BFE and may not have enclosures below the BFE.
Before you build, fill, or otherwise develop in a floodplain, contact Chief Building Official Bruce Skipper at 843-525-7006 or email him at firstname.lastname@example.org. Please report any development in a floodplain without a permit to Mr. Skipper.
Protect natural floodplain functions
Floodplains are a natural component of the City of Beaufort’s environment. Understanding and protecting the natural functions of floodplains helps reduce flood damage and protect resources. When flooding spreads out across the floodplain, its energy is dissipated, which results in lower flood flows downstream, reduced erosion of the streambank and channel, deposition of sediments and improved groundwater recharge.
Floodplains are scenic, valued wildlife habitat. Poorly planned development in floodplains can lead to streambank erosion, loss of valuable property, increased risk of flooding to downstream properties and degradation of water quality.
Did you know that it’s illegal to throw anything—ANYTHING AT ALL!—into the waters of the City of Beaufort? Did you know that nothing but stormwater is allowed to go in the storm drains located in streets, rights-of-way, and parking lots?
Dumping materials into our waters or drains pollutes those waters, clogs our storm drains, and leads to flooding in our neighborhoods. Even leaves and grass clippings can collect in drainage ditches and obstruct the flow of water, causing flooding. For questions, or to report obstructions or violations, contact either the City of Beaufort Public Works Department (Nate Farrow: email@example.com or 843-525-7054) or the City of Beaufort Building Codes Office (Martie Kay McTeer: firstname.lastname@example.org or 843-379-7051).
Prepare for hurricanes
The City of Beaufort will provide emergency notifications in the event of a hurricane watch or warning. In the event of an emergency, check local TV, radio sources, SC emergency broadcast stations, our home page, the Beaufort County website and/or the National Weather Service Charleston for up-to-date information. We will also have the latest information on our Facebook and Nextdoor pages, and on Twitter.
Information on evacuation routes can be found at the South Carolina Department of Transportation's evacuation map.
Visit Ready.gov to learn more about what actions to take in the event of a hurricane watch or alert in your area.
Inventory and photograph your home’s contents and put important papers and insurance policies in a safe place.
Keep an emergency supply including non-perishable food, water, batteries, flashlights, manual can opener, and a battery-operated radio.
If possible, place the washer, dryer, furnace and water heater on masonry blocks or concrete at least 12 inches above the projected flood elevation, inside a floodwall, or moved to a higher floor. All work must conform to state and local building codes.
Buy flood insurance even in low-risk zones
Flood insurance is not just for properties located in the SFHA. Did you know that more than 25% of flood insurance claims are for structures outside the 100-year floodplain? Even if your home or business is located outside the SFHA in an X-Zone and C-Zone, it may still be at risk of flooding. Homeowners, renters, and business owners located outside the SFHA can purchase standard policies or reduced-rate “preferred risk” policies.
Anyone can purchase a residential flood insurance policy; you don’t have to be a homeowner to get flood insurance.
Homeowners can get building and contents coverage, and renters can get contents coverage.
Contact your preferred insurance agency for more information. Additional information can be found online at www.floodsmart.gov or by calling 1-888-379-9531.
Homeowners can learn more about the risk of flooding from stormwater and coastal sources as well as the benefits of mitigation by contacting the Building Codes Office at 843-379-7051. The City of Beaufort is also promoting education on NAI — no adverse impact floodplain management — to set local goals and reduce damages from floods. To learn more about NAI, visit www.floods.org.